The Office of Student Financial Services is available to assist students in Graduate & Professional Programs who would like assistance exploring financial aid options including grants, scholarships and loans from federal, state and private organizations. Please review the tabs below for financial aid information pertaining to your degree.
Graduate students are eligible for the Federal Direct Unsubsidized Loan. This loan carries a fixed interest rate of 4.3%. Borrowers may choose to defer the interest payments while in school and during their six-month grace period, but the interest will be capitalized.
Graduate students may receive up to $20,500 per academic year, but this amount cannot exceed the cost of attendance minus other financial aid.
An additional federal loan for graduate students who are ineligible for the Federal Direct Unsubsidized Loan or who have a remaining balance after their financial award. This loan has a fixed interest rate of 5.3%, and is available to students without an adverse credit history. The absence of any credit history is not viewed as adverse credit.
Please contact the Office of Student Financial Services for more information on applying for this loan.
The Federal Teacher Education Assistance for College and Higher Education (TEACH) Grant is gift aid awarded to students intending to teach in a high-need field in a public or private elementary or secondary school serving low-income students. More information may be found by clicking here.
Undergraduate students who demonstrate financial need are eligible for the Federal Direct Subsidized Loan. The loan carries a fixed interest rate of 2.75%, which the federal government pays while the student borrower is enrolled at least half time. Loan amounts are included on the table below.
Undergraduate students who do not demonstrate financial need are eligible for the Federal Direct Unsubsidized Loan. This loan carries a fixed interest rate of 2.75%. Borrowers may choose to defer the interest payments while in school and during their six-month grace period, but the interest will be capitalized.
| Grade Level | Dependent Student | Independent Student |
|---|---|---|
| Freshman (0-31 Credits) | $5,500 | $9,500 |
| Sophomore (32-63 Credits) | $6,500 | $10,500 |
| Junior/Senior (64+ Credits) | $7,500 | $12,500 |
Please note: Only BSN students are eligible for these state and federal grants.
Gift aid from the federal government to undergraduate students with significant financial need.
Gift aid from the Commonwealth of Massachusetts to full-time undergraduate students with significant financial need who are also Massachusetts residents. Awards are estimated until the College receives notification from the state's scholarship office.
Gift aid from the Commonwealth of Massachusetts for part-time undergraduate students with significant financial need who are also Massachusetts residents.
Once all required financial aid applications and documents have been received, a notification will be emailed to students once their Financial Aid Award Letter is available on MySaints. The award letter will inform the student of their eligibility for financial aid at Emmanuel College during the academic year for which they applied.
Serving Those Who Have Served
Emmanuel College proudly welcomes those who have served our country. We participate in the Post-9/11 GI Bill® and the Yellow Ribbon Program to help make affording an online college education easier for U.S. military veterans.
Post-9/11 GI Bill®
The Post-9/11 GI Bill® gives U.S. military veterans up to 36 months of education benefits. To be eligible, you—or a parent, if they have transferred their benefits to you—must have served at least 90 days of active duty after September 10, 2001. If you are eligible for the program, Emmanuel College will receive tuition payments from the Department of Veterans Affairs (VA) for each semester in which you are enrolled. The amount of this payment depends on the length of aggregate active duty service and the VA’s maximum tuition benefit amount.
How Does the Post-9/11 GI Bill® Work?
Online Undergraduate Program
|
Full Tuition per Academic Year ($400 per credit) |
$12,800.00 |
|
VA Maximum Tuition Benefit per Academic Year |
$24,476.79* |
|
Remaining Tuition Balance |
$0 |
Online Graduate Program
|
Full Tuition per Academic Year ($525 per credit) |
$9,450.00 |
|
VA Maximum Tuition Benefit per Academic Year |
$24,476.79* |
|
Remaining Tuition Balance |
$0 |
*VA maximum tuition benefit for the 2019–2020 academic year. This amount changes annually.
Yellow Ribbon Program
If your tuition costs exceed the VA’s maximum tuition benefit amount for the academic year, then the Yellow Ribbon Program can make your online education more affordable. Part of the Post-9/11 GI Bill®, the Yellow Ribbon Program is available to eligible U.S. military veterans and their dependents. If you have 100% Chapter 33 eligibility for the academic year, your tuition costs for the fall and spring semesters will be covered in full under this program. Funding for this benefit comes from both the VA and Emmanuel College.
Other Military Benefits Resources
Below are additional resources related to education benefits for U.S. military service members and veterans:
Once all required financial aid applications and documents have been received, a notification will be emailed to students once their Financial Aid Award Letter is available on MySaints. The award letter will inform the student of their eligibility for financial aid at Emmanuel College during the academic year for which they applied.
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Assistant Professor of Communications and Media Studies Mark Flynn and Tristyn Suprenant ’20 take a look at food advertisements and the effects of mindfulness on television binge watching.
In collaboration with Emmanuel graduate, Kierstin Giunco ’17, Associated Professor of Education Christine Leighton and current student Kayla Balthazar '20 are working with local elementary students to deepen reading engagement and comprehension.
As her research in economics education has focused on innovation in the classroom and finding ways to help students apply economic theories to real-world situations, students are vital in every aspect to Associate Professor of Economics Rebecca Moryl’s work.
When choosing a college, Eileen knew two things for sure—that she would be able to get to know her professors and peers and that she wanted to be in an area in which she would have myriad opportunities in the research and medicine.
Growing up in a suburban town outside of Boston, going to college in the city had always been a goal for Jake. After touring Emmanuel's campus he felt it had the perfect mixture of “small campus feel and big city appeal.”
When Melissa started at Emmanuel, she chose what she believed to be two separate and distinct majors—studio art and history—to fulfill her both her personal and professional interests.
Kai has always had the inclination to try to make any situation better. When he was searching for colleges, Emmanuel's social justice mission resounded deeply with his ideals of supporting those who need the help.
Robert’s interest in the workings of the wider world grew in 2011 as the Arab Spring became international news. “I love history,” he said, “so knowing the history of the states as well as their current affairs made their actions and interactions much more interesting to me.”
At Emmanuel, management major Juan Sebastian Levy '14 prepared to succeed in an increasingly global society, experience that has taken him to Wayfair's offices in Berlin and back to Reebok's international headquarters in Boston.
During her time at Emmanuel, Michelle Church has aimed to be well-rounded-in her academics, in her co-curricular activities and in her approach to finding the right fit for her career aspirations.
Just a few short weeks after graduating in May 2018, Kevin began working to make one of the country's fastest growing tech companies ever bigger.
Taking your career further requires a commitment beyond just an average work week. Take the next step in your academic and professional journey.
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