Financial Aid and Scholarships

The Office of Student Financial Services is available to assist students in Graduate & Professional Programs who would like assistance exploring financial aid options including grants, scholarships and loans from federal, state and private organizations. Please review the tabs below for financial aid information pertaining to your degree.

Graduate Financial Aid

Federal Direct Unsubsidized Loan

Graduate students are eligible for the Federal Direct Unsubsidized Loan. This loan carries a fixed interest rate of 4.3%. Borrowers may choose to defer the interest payments while in school and during their six-month grace period, but the interest will be capitalized.

Graduate students may receive up to $20,500 per academic year, but this amount cannot exceed the cost of attendance minus other financial aid.

Graduate PLUS Loan

An additional federal loan for graduate students who are ineligible for the Federal Direct Unsubsidized Loan or who have a remaining balance after their financial award. This loan has a fixed interest rate of 5.3%, and is available to students without an adverse credit history. The absence of any credit history is not viewed as adverse credit.

Please contact the Office of Student Financial Services for more information on applying for this loan.

TEACH Grants

The Federal Teacher Education Assistance for College and Higher Education (TEACH) Grant is gift aid awarded to students intending to teach in a high-need field in a public or private elementary or secondary school serving low-income students. More information may be found by clicking here.

Undergraduate Federal Student Loans

Federal Direct Subsidized Loans

Undergraduate students who demonstrate financial need are eligible for the Federal Direct Subsidized Loan. The loan carries a fixed interest rate of 2.75%, which the federal government pays while the student borrower is enrolled at least half time. Loan amounts are included on the table below.

Federal Direct Unsubsidized Loan

Undergraduate students who do not demonstrate financial need are eligible for the Federal Direct Unsubsidized Loan. This loan carries a fixed interest rate of 2.75%. Borrowers may choose to defer the interest payments while in school and during their six-month grace period, but the interest will be capitalized.

Grade Level Dependent Student Independent Student
Freshman (0-31 Credits) $5,500 $9,500
Sophomore (32-63 Credits) $6,500 $10,500
Junior/Senior (64+ Credits) $7,500 $12,500

Undergraduate Federal + State Grants

Please note: Only BSN students are eligible for these state and federal grants.

Federal Pell Grant

Gift aid from the federal government to undergraduate students with significant financial need.

MA State Grants

Gift aid from the Commonwealth of Massachusetts to full-time undergraduate students with significant financial need who are also Massachusetts residents. Awards are estimated until the College receives notification from the state's scholarship office.

MA Part-time Grant

Gift aid from the Commonwealth of Massachusetts for part-time undergraduate students with significant financial need who are also Massachusetts residents.

Financial Aid Award Letters

Once all required financial aid applications and documents have been received, a notification will be emailed to students once their Financial Aid Award Letter is available on MySaints. The award letter will inform the student of their eligibility for financial aid at Emmanuel College during the academic year for which they applied.

MILITARY & VETERANS

Serving Those Who Have Served  

Emmanuel College proudly welcomes those who have served our country. We participate in the Post-9/11 GI Bill® and the Yellow Ribbon Program to help make affording an online college education easier for U.S. military veterans.  

Post-9/11 GI Bill®   

The Post-9/11 GI Bill® gives U.S. military veterans up to 36 months of education benefits. To be eligible, you—or a parent, if they have transferred their benefits to you—must have served at least 90 days of active duty after September 10, 2001. If you are eligible for the program, Emmanuel College will receive tuition payments from the Department of Veterans Affairs (VA) for each semester in which you are enrolled. The amount of this payment depends on the length of aggregate active duty service and the VA’s maximum tuition benefit amount.  

How Does the Post-9/11 GI Bill® Work?  

Online Undergraduate Program  

Full Tuition per Academic Year ($400 per credit)  

$12,800.00  

VA Maximum Tuition Benefit per Academic Year  

$24,476.79*  

Remaining Tuition Balance  

$0  

Online Graduate Program  

Full Tuition per Academic Year ($525 per credit)  

$9,450.00  

VA Maximum Tuition Benefit per Academic Year  

$24,476.79*  

Remaining Tuition Balance  

$0  

*VA maximum tuition benefit for the 2019–2020 academic year. This amount changes annually.  

Yellow Ribbon Program  

If your tuition costs exceed the VA’s maximum tuition benefit amount for the academic year, then the Yellow Ribbon Program can make your online education more affordable. Part of the Post-9/11 GI Bill®, the Yellow Ribbon Program is available to eligible U.S. military veterans and their dependents. If you have 100% Chapter 33 eligibility for the academic year, your tuition costs for the fall and spring semesters will be covered in full under this program. Funding for this benefit comes from both the VA and Emmanuel College.  

Other Military Benefits Resources  

Below are additional resources related to education benefits for U.S. military service members and veterans: 

Financial Aid Award Letters

Once all required financial aid applications and documents have been received, a notification will be emailed to students once their Financial Aid Award Letter is available on MySaints. The award letter will inform the student of their eligibility for financial aid at Emmanuel College during the academic year for which they applied.

Explore Emmanuel

Research Spotlight: Searching for an Evolution Solution

Propelled by a National Science Foundation (NSF) grant, students and faculty in the Mathematics Department are studying the rate of evolution in spatially structured populations using evolutionary graph theory, which may inform the estimation of important events in our evolutionary past, such as when humans split from our closest primate relatives.

Learn More
Learn More
Research Spotlight: Powerful Partnerships

In collaboration with Emmanuel graduate, Kierstin Giunco ’17, Associated Professor of Education Christine Leighton and current student Kayla Balthazar '20 are working with local elementary students to deepen reading engagement and comprehension.

Learn More
Research Spotlight: Economics Education on a Global Scale

As her research in economics education has focused on innovation in the classroom and finding ways to help students apply economic theories to real-world situations, students are vital in every aspect to Associate Professor of Economics Rebecca Moryl’s work.

Learn More
Eileen Milien '22: A Career-Affirming CURE

When choosing a college, Eileen knew two things for sure—that she would be able to get to know her professors and peers and that she wanted to be in an area in which she would have myriad opportunities in the research and medicine.

Learn More
Jake Hill '20: Seeing Citizenship with a Capitol C

Growing up in a suburban town outside of Boston, going to college in the city had always been a goal for Jake. After touring Emmanuel's campus he felt it had the perfect mixture of “small campus feel and big city appeal.”

Learn More
Melissa Duffy '20: Artist and Appreciator

When Melissa started at Emmanuel, she chose what she believed to be two separate and distinct majors—studio art and history—to fulfill her both her personal and professional interests.

Learn More
Kai Uehara '20: Social Justice Scholar

Kai has always had the inclination to try to make any situation better. When he was searching for colleges, Emmanuel's social justice mission resounded deeply with his ideals of supporting those who need the help.

Learn More
Robert Columbus '20: The Idea Man

Robert’s interest in the workings of the wider world grew in 2011 as the Arab Spring became international news. “I love history,” he said, “so knowing the history of the states as well as their current affairs made their actions and interactions much more interesting to me.”

Learn More
Learn More
Learn More
Learn More

Let's Get Started.

Taking your career further requires a commitment beyond just an average work week. Take the next step in your academic and professional journey.