Need-Based Financial Aid

Applying for Financial Aid

The Office of Student Financial Services (OSFS) offers helpful information and links for both first-year and returning students on applying for financial aid at Emmanuel College.

New & Transfer Students

Applying for Need-based Financial Aid

To apply for need-based financial aid, students must complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov. Please note the following:

  • The priority filing date for the 2018-2019 academic year is February 15, 2018.
  •  To complete the FAFSA online, both the student and parent(s) need an FSA ID to access and electronically sign the FAFSA. To obtain an FSA ID please visit fsaid.ed.gov.
  • The Federal School Code for Emmanuel is 002147.
  •  To ensure the accuracy of income information and to prevent delays in processing, we encourage applicants to use the Data Retrieval Tool on the FAFSA to import tax information directly from the IRS into the FAFSA.
  •  Students must be admitted to the College before eligibility for financial aid will be determined, however, students are encouraged to submit the FAFSA before receiving official notice of admission.
  •  Emmanuel does not require the CSS/Financial Aid PROFILE. Should additional information be required to determine a student's financial aid eligibility, the student will be notified by the Office of Student Financial Services.

Returning Students

Applying for Need-based Financial Aid

To apply for need-based financial aid, students must complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov. Please note the following:

  • The priority filing date for the 2018-2019 academic year is February 15, 2018.
  • To complete the FAFSA online, both the student and parent(s) need an FSA ID to access and electronically sign the FAFSA. To obtain an FSA ID please visit fsaid.ed.gov.
  • The Federal School Code for Emmanuel is 002147.
  • To ensure the accuracy of income information and to prevent delays in processing, we encourage applicants to use the Data Retrieval Tool on the FAFSA to import tax information directly from the IRS into the FAFSA.
  • Emmanuel does not require the CSS/Financial Aid PROFILE. Should additional information be required to determine a student's financial aid eligibility, the student will be notified by the Office of Student Financial Services.

Frequently Asked Questions

1. Do I need to apply for financial aid each year?
2. What if I will be filing my taxes after the priority filing date of February 15th?
3. What if I amend my federal tax return?
4. Where can I check to see if I am missing additional documents to finalize my aid application?
5. Why am I unable to access the FAFSA's IRS Data Retrieval Tool?
6. How can I obtain my IRS Tax Return Transcripts?
7. Are there additional aid opportunities available?
8. What untaxed income do I include on the FAFSA?
9. Who should I include on the FAFSA?
10. Am I considered an independent student?

1. Do I need to apply for financial aid each year?
The financial aid process is an annual process. Students interested in receiving need-based financial aid will need to complete the Free Application for Federal Student Aid (FAFSA) annually. The FAFSA becomes available for the following academic year on October 1st. For example, students applying for financial aid for the 2018-2019 academic year (September 2018-May 2019) would complete the 2018-2019 FAFSA that became available October 1, 2017. The priority filing date to apply for financial aid at Emmanuel College is February 15, 2018.

2. What if I will be filing my taxes after the February 15th priority filing date?
If you, or your parent(s), will be filing taxes after February 15th,  you should complete the FAFSA using  your 2016 federal taxes, final 2016 paystub and/or 2016 W2s. We encourage you to log into the FAFSA and use the FAFSA's IRS (Internal Revenue Service) Data Retrieval Tool to update your tax information. Students selected for verification will need to use the IRS Data Retrieval Tool or submit Tax Return Transcripts before financial aid can be applied toward their account.

3. What if I amend my federal tax return?
If you, and/or your parent(s) amend your federal tax returns, you will need to manually update the FAFSA to include the amended federal tax return information. People who amend their federal tax returns will be ineligible to use the IRS Data Retrieval Tool. If selected for verification, you will need to submit a copy of the original IRS Tax Return Transcript and a signed and dated copy of your amended tax return.

4. Where can I check to see if I am missing additional documents to finalize my aid application?
If you received a notification regarding missing documentation, please log into MySaints, the Emmanuel Portal, at mysaints.emmanuel.edu; Under EC Online Services, select "Student Financial Services," and then "My Financial Documents." If a document does not have a date next to it, we have not received the document and it is due to us. To download the given document, please click on "Click Here for Status, Due Date and Document Descriptions." Before submitting documents, please ensure all information is completed and the document is signed and dated.

5. Why am I unable to access the FAFSA's IRS Data Retrieval Tool?
The IRS Data Retrieval Tool on the FAFSA allows you and/or your parent(s) to import into the FAFSA your tax information directly from the IRS website. You and/or your parent(s) may be ineligible to use the IRS Data Retrieval Tool due to the following reasons:

  • You and/or your parent(s) filed taxes electronically within the last three weeks or via postal mail within the last 11 weeks. If so, tax information might not be available to be transferred into the FAFSA yet.
  • The address provided on the FAFSA does not match the address included on the most recent tax returns. This includes variations in spelling and abbreviations.
  • You and/or your parent(s) federal tax return indicated a balance owed, which may result in a delay in processing.
  • The federal tax returns have been amended. For additional information, please visit fafsa.gov.

6. How can I obtain my IRS Tax Return Transcripts?
IRS Tax Return Transcripts are available online for download at http://www.irs.gov/Individuals/Get-Transcript. Or, you may request to have a copy mailed to you by visiting http://www.irs.gov/Individuals/Get-Transcript or by calling 1-800-908-9946.

7. Are there additional aid opportunities available?
Emmanuel offers students multiple ways to reduce their balance throughout their time at Emmanuel. Students may choose the triple room option, which offers a $2,500 cost savings for the academic year. All students are also encouraged to apply for private scholarships and may apply private scholarship funds toward their balance.

Current Emmanuel students have the opportunity to apply to be a Resident Assistant (RA) for their sophomore, junior or senior years. RAs receive a 75 percent room and board scholarship in their first year as an RA and a 100 percent room and board scholarship for their subsequent years of service as an RA. All returning students may also apply for Emmanuel College Endowed Scholarships, which are funded by the generosity of friends and alumni of the College.

8. What untaxed income do I include on the FAFSA?
Untaxed income includes workers compensation, Black Lung Benefits, untaxed portions of Railroad Retirement Benefits, disability, etc. that you (and, if married, your spouse) received in 2016. Also include the untaxed portions of health savings accounts from IRS Form 1040 - line 25.

Untaxed income does not include extended foster care benefits, student aid, earned income credit, child tax credit, welfare payments, untaxed Social Security benefits, Supplemental Security Income, Workforce Investment Act educational benefits, on-base military housing or a military housing allowance, combat pay, benefits from flexible spending arrangements (e.g., cafeteria plans), foreign income exclusion or credit for federal tax on special fuels.

9. Who should I include on the FAFSA?
If you are dependent student, you need to include yourself, your parent(s), children who will receive more than half of their financial support from your parents between July 1, 2017, and June 30, 2018, and people who are not your parents' children but who live with your parents and receive more than half of their support from your parents, and will continue to receive more than half of their support from your parents between July 1, 2017, and June 30, 2018.

10. Am I considered an independent student?
Most traditional undergraduate students are considered dependent for financial aid purposes. Independency status is determined on the FAFSA based on strict criteria. Please visit https://studentaid.ed.gov/fafsa/filling-out/dependency for the list of Dependency Questions. Should you answer yes to one of the Dependency Questions, you will be considered independent on the FAFSA and will not be required to provide your parents information on the FAFSA.